Asset Depletion Loans

An asset depletion mortgage is a mortgage that bases a borrower’s eligibility on the value of their eligible assets instead of their employment income. Lenders add up the value of all of a borrower’s qualifying assets and divide it by a number of months, commonly 240 or 360, to get a hypothetical cash annuity stream.

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Home Refinance

When you refinance your mortgage, you replace your current mortgage with a new loan. The new loan might have different terms — moving from a 30-year to a 15-year term or an adjustable rate to a fixed rate, for example — but the most common change is a lower interest rate. Refinancing can allow you to lower your monthly payment, save money on interest over the life of your loan, pay your mortgage off sooner and draw from your home’s equity if you need cash for any purpose.

Mobile Home + Lot Loans

With home prices still climbing, some are seeking alternatives to traditional housing. One great option that may cost less than a traditional home without compromising much on necessary features is a manufactured home – which you might know as a “mobile home.” Contrary to a conventional home, which might sell for $200,000+, a manufactured or mobile home will typically cost $60,000 – $100,000.

1% & 0% Down Loans

1% and 0% down home loans are great for those who are ready and qualified to be homeowners, even if they have limited cash on hand. You can have a steady income and good credit while still not having enough for the traditional mortgage. That mortgage typically has a 20 percent down payment, which can end up costing you up to tens of thousands of dollars. With 1%-down home loans, the only payment required at closing is the standard closing costs.

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Asset Depletion Loans

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More Loan Products

Home Refinance

Mobile Home + Lot Loans

1% & 0% Down Loans

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Open: Monday-Friday 9-5

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Asset Depletion Loans

Get a free rate quote now.

More Loan Products

Home Refinance

Mobile Home + Lot Loans

1% & 0% Down Loans

Let's get started.

Speak to one of our experts today.

Open: Monday-Friday 9-5

Effortless financing for your home.

PRODUCTS

Learn

CONTACT

COMPANY

Effortless financing
for your home.